Many business owners treat payroll as a simple administrative task—until they get a “Failure to Remit” letter from the CRA.
Between Employer Health Tax (EHT) thresholds, WSIB premium calculations, and Vacation Payaccruals, the Canadian payroll landscape is a minefield. Managing it internally often costs more in time and risk than outsourcing it to a professional.
Missing a PD7A deadline by one day results in an automatic penalty.
Failing to track vacation pay correctly leads to massive payouts (and labour disputes) when staff leave.
Spending your January trying to figure out T4 summaries instead of running your business.
A payroll clerk cuts cheques. A strategic partner manages compliance.
| Feature | The "Payroll Clerk" / DIY Software | The Redmond Compliance Standard |
|---|---|---|
|
Remittances |
Your Job. You have to remember to log in and pay the CRA every month. |
Automated. We calculate and withdraw the source deductions automatically. You never miss a deadline. |
|
WSIB & EHT |
Often Missed. Software often ignores these provincial taxes until you get audited. |
Managed. We track your payroll totals and register/file for EHT and WSIB as soon as you hit the thresholds.
|
|
Employee Access |
Paper/Email. Staff ask you for old pay stubs or T4s constantly. |
Self-Service Portals. Staff have a secure login to access their own slips 24/7. |
|
Year-End |
Stressful. You have to balance the T4 Summary yourself. |
Done. We file the T4 and T4A summaries directly with the CRA. |
|
Integration |
Siloed. Payroll data sits separate from your books. |
Integrated. We map payroll directly to your QuickBooks file for accurate corporate tax reporting. |
No more signing paper cheques on Friday afternoons. We set up secure Direct Deposit so your team is paid instantly. They receive digital paystubs via email or a secure app.
We calculate the exact CPP, EI, and Income Tax required for every paycheque. We remit these funds to the CRA on your behalf, ensuring your account remains in good standing.
When an employee leaves, you have 5 days to file an ROE with Service Canada. Miss it, and your ex-employee can’t get EI (and you get a fine). We handle these filings immediately upon termination.
Payroll isn’t just for staff. We strategize the most tax-efficient way to pay you—mixing salary (to build RRSP room) with dividends to lower your overall tax bill.
Payroll compliance is full of grey areas. Don’t guess. Use our “Ask Adam” AI Assistant to get clarity on Ontario labour laws and tax thresholds instantly.
(e.g., “Can I write off my home office?”)
Yes. Our systems handle complex mixes of salaried managers, hourly staff with overtime rules, and commission-based sales teams.
We aim for low friction. You can use our secure portal, a simple spreadsheet, or integrate with time-tracking apps like Quickbooks Time or Clockspot.
Yes. If you have fallen behind, we can perform a “Payroll Recon,” balancing your previous years and filing the necessary T4/T4A slips to get you compliant.
Yes. We can manage direct deposits for contractors and file the required T4A slips at year-end so you don’t get penalized for unreported subcontractor payments.